How To Move Abroad With No Money: 2025 Guide
Quick answer: While trying to move abroad with no money isn’t really a possibility, there are ways to get around not having a lot in your savings account. Whether you’re moving abroad because you’d rather raise your future family elsewhere, or just for other socioeconomic reasons, meticulous planning is key.
Getting a work visa is usually step one for anyone moving abroad; most countries offer multiple options here. In addition to this, being frugal before your move, pursuing extra work and downsizing will help you to prepare.
If you’ve crunched some numbers before planning your move, and you’ve realized you’ll need more cash, here are a few ways to ease your financial burden:
- Declutter: Getting rid of goods you don’t need can help line your pockets and lead to a cheaper move.
- Be frugal: Cutting down on unnecessary spending on subscriptions, nights out with friends and other expenses will make budgeting for a move far easier.
- Take on side hustles: Searching for gig work or remote work opportunities to supplement your income can reduce your stress about paying for your move, no matter how far you’re going to travel.
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Once you’ve planned out the financial side of your move, you can begin getting quotes from international moving companies. Each of these top-rated companies can offer industry-leading service with customs clearance assistance, add-on services and access to ocean freight shipping to all points around the globe.
Find a way to legally live and work abroad
Finding employment should be among your first items on any moving abroad checklist for an international relocation. In most cases, other countries require that you have a sponsorship letter from a prospective employer before allowing you to apply for a work visa.
Here, we’ve listed a few ways for you to get a visa for residency overseas.
Work visas and residency permits
As mentioned, you’ll need gainful employment in order to successfully apply for a work visa. Some employers may even offer relocation expense reimbursement. This can help you to get set up in a new country at very little cost to you. Many of the top overseas jobs for expats will allow you to leverage your command of the English language, but we still recommend that you learn any country’s official language when you relocate.
Some of our top countries for expats offer fast-track programs if they have an in-demand skill. Australia’s “Skills In Demand” (SID) visa is one example of this, as is Canada’s Federal Skilled Worker Program.
Volunteer visas and work exchange programs
Some countries offer volunteer visas for civic service or similar designations. These almost always label people who get them as “visitors,” rather than permanent residents, however. Some countries offering longer-term volunteer visas include Germany, Vietnam and more. Two of the best countries to retire, Costa Rica and Thailand, also offer longer volunteer visas.
Organizations do exist that offer housing and food in exchange for labor abroad. Worldpackers, Workaway, Helpstay and more offer experiences ranging from staying in hostels to boarding with host families.
Digital nomad visas
If you’re currently working or able to work a remote job, you may be eligible to apply for a visa to work in a foreign country. Spain, Portugal, Italy and Germany are among the EU nations offering such a status.
Requirements for this vary in every country, but you’ll usually have to submit a valid passport, proof of income, employment information, and health insurance coverage information when you apply. Some countries, including Antigua and Barbuda and The Bahamas, offer tax-free digital nomad status. Most countries will require you to pay some tax, however.
Be sure to research a country’s tax laws before pursuing this.
Teaching English as a second language
This occupation is one of the best jobs for American expats due to its high demand. Generally, this is a popular occupation in Asia and Latin America. Japan, Spain, Costa Rica and South Korea are among the countries where this is most in-demand.
Costa Rica and Spain do not require that ESL teachers have degrees. However, they do mandate that any who hold this position hold a TEFL (Teaching English as a Foreign Language) certificate or equivalent certificate.
Relocation programs
If you don’t have much in the bank, outside financing might be available from your destination country. You may be hard-pressed to find countries that directly pay you money to move there with no other factors considered, some municipalities in these countries may provide indirect incentives to people who relocate.
These include:
- Ireland: Enterprise Ireland offers small business owners who move to Ireland up to thousands of Euros in funding. This comes in the form of direct seed money and tax credits.
- Switzerland: While Switzerland as a whole doesn’t have a direct incentive, the town of Albinen does. Each person under 45 who moves here receives $25,000. Each child they bring results in an extra $10,000.
- Italy: The small town of Candela is currently offering a $2,175 incentive to families to move there. However, those looking to capitalize on this must invest in a home within the town limits that was built before 1991.
- Korea, Thailand and Vietnam: These countries do not offer direct incentives to prospective new residents. However, it is far easier for US citizens to get ESL jobs here.
Take on extra work before you leave
Of course, moving with no money isn’t really possible. Having a steady stream of income is necessary if you don’t have a substantial amount in savings, however. Gig work and convenient employment options are available if you’re willing to work beyond your typical 9-to-5.
Some flexible work options include:
- Driving for a ride sharing app like Uber or Lyft
- Delivering groceries
- Providing Amazon “last-mile” delivery services
- Becoming a virtual assistant or “VA”
- Completing online surveys
- Pet-sitting or walking services
- Babysitting
- House-sitting
- Participating in paid studies
Cut out unnecessary spending
It’s easy to rack up recurring expenses month after month. You may sign up for a free trial for a cheap service and neglect to cancel, resulting in a few extra dollars on each credit card statement.
You should thoroughly examine such monthly expenses and eliminate or reduce any that aren’t necessary.
- Entertainment subscriptions: Netflix, Hulu, Disney+, ESPN+, Apple TV and more are nice luxuries, but are hardly necessary. Consider eliminating some or all of these, or at least adjusting from premium to basic subscriptions
- Recreational spending: Being more mindful about dining out at restaurants and spending money on excursions with friends can save you hundreds each month. Numbeo data shows that a three-course meal for two costs $75, which can impact your savings.
- Grocery expenses: Going to cheaper grocery stores like Walmart or Aldi and buying store brand goods can save you money. For example, Barilla pasta is currently between $1.80 and $2 per 16-ounce box, while Great Value (Walmart brand) is about $1 per similar-sized box. Additionally, avoiding convenience store snack runs will also positively impact food costs each month.
- Conserve on utilities costs: This may prove more difficult, but there are ways to reduce these costs each month. Unplugging appliances when not in use, slightly reducing the temperature on your thermostat during the winter, and shopping around for cost-effective internet plans are all viable options here.
Sell unwanted items
Decluttering before you move can save you thousands on your overall relocation cost. International movers charge based on shipment weight and volume, as well as move distance. Reducing the amount of goods you plan on moving is always a good idea, given the reduced shipment costs and labor required.
Facebook Marketplace, OfferUp and eBay are all great options for doing this. We recommend that you start this process at least a few months in advance, as larger furniture items can take a while to sell in some locations. If this approach fails, you can always donate goods to your local Goodwill or thrift store.
Plan a budget-friendly move
All moving companies charge extra for convenience and add-ons. Packing for your overseas move is a great way to avoid such charges, as professional packing services can cost thousands. You should also look for movers that offer discounts; veterans, senior citizens and first responders are among the most common groups to receive discounts.
With international moving costs ranging between $2,000 and $20,000 or more, there’s no true cheap way to move overseas. Opting for ocean freight will always save you money, however. We also recommend that you get quotes from at least three movers before settling on a company. This will give you the best picture of your potential costs before you sign a contract.
Try to do the following to save more:
- Book lower-cost flights with no checked bags
- Find a low-cost housing option after you relocate
- Live in a city with good public transportation
Top international movers
Hiring a good international moving company is necessary to ensure a positive moving experience. We’ve rated the best international movers using our comprehensive methodology. Each mover we rate offers a range of services, operates in many countries worldwide and has a positive reputation in the industry. Get your own free quotes to learn more about each.
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FAQ
Can I really move to another country with no money?
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What are the best jobs for moving abroad with no money?
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Our rating methodology
At moveBuddha, we understand that all international moving companies aren’t created equal. We undertake a rigorous review process to rate and review companies to ensure we provide accurate recommendations.
Here’s a breakdown of the methodology we use to rate international movers:
- Customer satisfaction: In addition to looking at reviews with the BBB, Google, and other third-party sites, we rely heavily on interviews with Better Moves Project participants to understand the pros and cons of each company.
- Standard services: We look at what services are included as part of a moving company’s standard offerings, and which ones you can only get for an additional fee.
- Reputation: We evaluate a company’s industry ratings, including aspects like carrying sufficient insurance coverage and compliance with applicable regulations.
- Add-on services: We look at any add-on services that can simplify a move, such as packing and custom-built crates, as well as services that aren’t offered by all moving companies.
- Availability: The U.S. states and a company serves is another important consideration, as is a company’s global reach. Widespread availability is most useful.
- Payment: Ease of making a payment (including submitting a deposit) with multiple options (credit card, check, cash, etc.) can also make moving easier.
- Scheduling: How easy is it to book a move? What kind of lead time is needed? Readily available booking services and streamlined scheduling will help get your move underway.
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