St. Paul, MN to Chattanooga, TN Movers (NEW 2026 Costs)

• Rent is about 9% more expensive in Chattanooga than in St. Paul. Make sure to include this increase in your monthly budget.
• Plan for a heftier mortgage payment since home prices are approximately 9% steeper in Chattanooga compared to St. Paul.
• There's good news: the average income differences between Chattanooga and St. Paul are within a modest 5%, minimizing financial adjustments.
• Expect to spend less on everyday needs such as food, fuel, and utilities in Chattanooga. The cost of living for a single person there is 9% below that of St. Paul.
• The cost of living for a family between Chattanooga and St. Paul remains comparable, differing by roughly 5%, so your overall expenses won't dramatically change.
• Chattanooga has a higher unemployment rate than St. Paul by about 14%. This means that more people are out of work, so employers may have a larger pool of candidates to choose from, which can lead to a more competitive hiring process.
• Sales taxes are 6% cheaper in Chattanooga compared to St. Paul. This could significantly slash costs for families or individuals with higher spending on taxable necessities.
• Tennessee has no income tax, meaning you keep more of your gross income, which can be a major advantage for salaried workers, freelancers, and retirees with taxable income.

• Chattanooga's population is about 40% less than St. Paul.
• Chattanooga's public transportation score of 3 out of 10 is lower than St. Paul's score of 8.
• Chattanooga is less walkable than St. Paul with a score of 29 out of 100 vs St. Paul's 60 out of 100.
• Chattanooga has a bike-friendliness score of 35 out of 100, which means it isn't as accessible or safe for cyclists as St. Paul, which has a score of 64.
• Chattanooga's crime rate is higher than St. Paul with a score of 53.89 compared to St. Paul's 50.86. This means that Chattanooga neighborhoods are safer than 53.89% of all U.S. neighborhoods, and St. Paul neighborhoods are safer than 50.86%.
• Chattanooga is considered to be less safe than St. Paul with a score of 46.11 vs St. Paul's 49.14.
• Air quality in Chattanooga is Good, and in St. Paul it's Good.

• HOA rules: Plan time to look into your HOA or community rules and regulations before moving day arrives, to avoid any delays.
• Elevator reservation: If your building has an elevator you'll want to check on how to reserve it for move day.
• Truck parking permits: Many cities require special permits for parking large moving trucks. Check in advance to see if one is needed for your move.
• State licensing: Although a local license is not required in Tennessee, make sure the moving company you’ll be hiring is registered with U.S. Department of Transportation (USDOT). To verify if you’re dealing with a legal and licensed mover, you may ask them their USDOT registration number. Ensure the company you choose is licensed to handle your move.
• State regulator: To confirm a moving company's license in Tennessee, visit the state's public utilities commission.
• Moving Permits: Moving permits aren’t typically required in Tennessee, but always confirm with local authorities to avoid surprises.
• Change of address: You can set an official move date on the form and this way all of your mail will get properly forwarded to Chattanooga. Get started here.
• Moving company insurance: Each state has its own requirements for the level of insurance moving companies must carry. When it comes to movers' insurance in Tennessee, most moving companies offer Released Value Protection at no extra charge. This basic coverage extends to 60 cents per pound per item. For increased protection, consider discussing Full Value Protection options with the moving company. Additionally, exploring third-party insurance providers is a viable choice for tailored plans. Prioritize understanding coverage limits, potential extra costs, and read reviews to make an informed decision about your moving insurance in Tennessee.
• Moving checklist: Let our moving checklist guide you through the process and help ensure nothing slips through the cracks.

Best neighborhoods for singles

• Southside
• Martin Luther King
• Fort Wood
• Lookout Mountain
• West Village

Best neighborhoods for families

• North Shore
• St. Elmo
• Lookout Mountain
• Highland Park
• Orchard Knob

Things to do in Chattanooga

With your move to Tennessee complete, you can dive right into experiencing Chattanooga. From cultural attractions to outdoor adventures, you'll never run out of things to do:

• Arts and culture: Chattanooga is home to museums and cultural arts centers like the Tennessee Valley Railroad Museum, Creative Discovery Museum, Coker Museum - Honest Charley, and Hunter Museum of American Art.
• Outdoor recreation: The city's Coolidge Park Tennessee, Riverpark Ross's Landing Park, Enterprise South Nature Park, and Chickamauga Dam — among other spots — perfect for hiking, biking, or simply soaking up the outdoors.
• Sports: Experience the energy of a live game and back the home team at an Chattanooga Lookouts (Southern League)Chattanooga Red Wolves SC (USL League One) game.