Best Long-Distance Movers in Alabama (2026 Guide)
We found Safeway Moving and Coleman Worldwide Moving to be the best long-distance movers in Alabama based on our research. moveBuddha reviewed 42 movers in the state that offer interstate moving services and narrowed our selection to 3 national movers and 5 Alabama-based movers. Coleman Worldwide Moving leads our in-state picks; Safeway Moving leads nationally for overall value. Our rankings are based on quote quality, verified reviews, and firsthand pricing data.
Most full-service long-distance moves out of Alabama cost between $1,146 and $4,301 depending on home size and destination.
Alabama ranks among the top 10 most popular moving destinations in 2026, with 1.43 inbound searches for every 1 outbound — reflecting continued Sunbelt demand. See our 2026 Moving Trends Report.
Who are the best long-distance movers in Alabama?
Safeway Moving, American Van Lines, and Mayzlin Relocation earned the top 3 spots from our review of 42 movers licensed for interstate service in Alabama:
| Mover | Rating | Best for | Est. cost |
|---|---|---|---|
| Safeway Moving | 4.9 / 5 | Moves 500+ miles from Alabama | $5,290 |
| American Van Lines | 4.9 / 5 | Antiques & high-value items | $5,400 |
| Mayzlin Relocation | 4.8 / 5 | Best customer service | $4,700–$6,000 |
For moves over 500 miles from the Heart of Dixie, these national long-distance movers are the stronger choice. Their carrier networks cover all 48 contiguous states, and their tracking, dispatch, and scheduling systems are built for multi-state routes that regional carriers cannot handle at scale. They are the best fit for larger households, cross-country relocations, and shipments requiring packing services or specialty-item handling. For moves under 500 miles, the Alabama-based movers listed below are also worth considering.
Safeway Moving
Safeway Moving (USDOT#: 3166589) ranks as our best overall value pick in Alabama because it offers the kind of pricing many shoppers want without giving up the premium support features that can make an interstate move easier to coordinate.
- Best overall value: Safeway Moving uses a barcode-scanned inventory system and 24/7 customer support to give you better visibility and control throughout your move.
- Competitive advantage: What helps Safeway separate itself is the inclusion of 30 days of free climate-controlled storage, along with optional full-value protection for customers moving higher-value belongings or planning a more involved relocation.
- Average cost: In one Better Moves case study, Safeway quoted $4,300 to move roughly 2,500 pounds about 1,300 miles.
American Van Lines
American Van Lines (USDOT#: 614506) is our choice for the most experienced full-service interstate mover serving Alabama because it's built for long-distance moves where precision matters, including shipments with antiques, pianos, large furniture, and high-value belongings.
- Most experienced handling: With dedicated crews and specialized training programs, American Van Lines is designed to safely move fragile and high-value items that require extra care and coordination.
- Competitive advantage: American Van Lines provides more advantages with its specialized crating, climate-controlled storage, antique handling services, and support for last-minute interstate moves, positioning it well for demanding moves.
- Average cost: For reference, moveBuddha data places the average cost for a 2-bedroom interstate move of 1,000 miles with American Van Lines at about $3,948.
Mayzlin Relocation
Mayzlin Relocation (USDOT#: 3182355) stands out as our top pick for the best customer service among full-service interstate movers for Alabama because it combines close move coordination, 24/7 availability, and customer-friendly terms that improve the overall long-distance moving experience.
- Best customer service: Mayzlin delivers a more personalized experience with dedicated coordination and support, which can be especially valuable for complex or first-time moves.
- Competitive advantage: Mayzlin rounds out its value with professional moving consultants, 24/7 customer support, price matching, and early reservation discounts, creating a strong balance of service quality and pricing flexibility.
- Average cost: moveBuddha data suggests a Mayzlin move costs $2,900 to $5,700 on average for a 2-bedroom interstate relocation.
Which Alabama-based movers are best for long-distance moves?
The companies below are headquartered in Alabama and hold active FMCSA interstate operating authority. They are the right call for interstate moves under 500 miles and customers moving from 1-bedroom or 2-bedroom households. A headquarters based in Alabama means direct local contact, faster dispute resolution, and scheduling flexibility that national carrier networks cannot match on shorter routes.
Based on our analysis of 42 interstate movers, these are the best movers headquartered in Alabama that service long-distance moves:
| Mover | Rating | Recommendation |
|---|---|---|
| Coleman Worldwide Moving | 4.58 / 5 | Best for moves under 500 miles in Alabama |
| Black Tie Moving | 4.56 / 5 | Best for apartment moves |
| All My Sons Moving & Storage | 4.52 / 5 | Best for last-minute availability |
| Secure Moving, Inc | 4.52 / 5 | Best for transparent pricing |
| TWO MEN AND A TRUCK | 4.5 / 5 | Best for personalized service |
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Company stats
Read full reviewIndustry experience 5.0
Companies with more years in business often outperform newer competitors. Coleman Worldwide Moving has been in business for 112 years, demonstrating strong staying power in a competitive industry with services like interstate moving and office moving.
Review quality 4.1
Customer reviews are the clearest window into a mover’s reputation. Coleman Worldwide Moving has about 63% positive reviews across roughly 60 total reviews, with an average Yelp rating of 1.0.
Quote accuracy 3.9
Quote reliability often comes down to clarity and consistency. Customers can request quotes from Coleman Worldwide Moving.
Customer service 5.0
From responsiveness to follow-through, customer service is a big differentiator. Coleman Worldwide Moving emphasizes clear communication, careful handling.
Recent reviews
"This was my second interstate move with Coleman. They did an outstanding job of packing, loading, moving, unloading, and setting up. They followed up before, during, and after the move to ensure things went well."
"Cedric, our driver, was proactive and made sure our move day went smoothly. On time, careful, and made sure we were all on the same page."
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Company stats
Read full reviewIndustry experience 5.0
Companies with more years in business often outperform newer competitors. Black Tie Moving has been in business for 6 years, demonstrating strong staying power in a competitive industry with services like interstate moving and intrastate moving.
Review quality 4.1
Customer reviews are the clearest window into a mover’s reputation. Black Tie Moving has about 97% positive reviews across roughly 226 total reviews, with an average Yelp rating of 3.3.
Quote accuracy 4.1
Quote reliability often comes down to clarity and consistency. Customers can request quotes from Black Tie Moving. Discounts may be available for groups like military, seniors.
Customer service 4.7
From responsiveness to follow-through, customer service is a big differentiator. Black Tie Moving emphasizes clear communication, careful handling.
Recent reviews
"I have moved over 10 times and this was by far the smoothest move I have ever had. They were on time, didn’t waist time and respected my time! I will definitely use them again!"
"100% recommend Black Tie Moving! My boyfriend and I just moved from our apartments into a home. 3 movers came and they were all extremely professional and took the utmost care of our furniture and home."
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Company stats
Read full reviewIndustry experience 5.0
Companies with more years in business often outperform newer competitors. All My Sons Moving & Storage has been in business for 27 years, demonstrating strong staying power in a competitive industry with services like interstate moving and office moving.
Review quality 4.1
Customer reviews are the clearest window into a mover’s reputation. All My Sons Moving & Storage has about 67% positive reviews across roughly 295 total reviews, with an average Yelp rating of 1.5.
Quote accuracy 3.8
Quote reliability often comes down to clarity and consistency. Customers can request quotes from All My Sons Moving & Storage, and All My Sons Moving & Storage makes deposit expectations clear upfront.
Customer service 4.7
From responsiveness to follow-through, customer service is a big differentiator. All My Sons Moving & Storage emphasizes clear communication, careful handling.
Recent reviews
"Terrence, Stan, & Zevin were THE BEST movers we’ve ever had! They worked efficiently and really took care of all of our belongings by wrapping them and using moving blankets. Courteous, kind, super helpful & strong!! Highly recommend!"
"The movers were very nice, helpful, experienced, and professional. Terrence Baskin is awesome. They took time and wrapped my items. Terrence took beds apart and put them back together. Made my move simple and easy."
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Company stats
Read full reviewIndustry experience 5.0
Companies with more years in business often outperform newer competitors. Secure Moving, Inc has been in business for 28 years, demonstrating strong staying power in a competitive industry with services like interstate moving and office moving.
Review quality 4.3
Customer reviews are the clearest window into a mover’s reputation. Secure Moving, Inc has about 92% positive reviews across roughly 127 total reviews, with an average Yelp rating of 3.0.
Quote accuracy 4.1
Quote reliability often comes down to clarity and consistency. Customers can request instant email quotes from Secure Moving, Inc, and Secure Moving, Inc makes deposit expectations clear upfront.
Customer service 4.4
From responsiveness to follow-through, customer service is a big differentiator. Secure Moving, Inc emphasizes clear communication, careful handling.
Recent reviews
Great company! Justin and his team are great and fast workers! Justin supervised the job and we liked everyone. They went above and beyond. Best moving company we've ever dealt with. Pay for quality people. Highly impressed.
The Secure Moving team is very professional. They execute their services of transport, packaging and placement to the highest level of customer satisfaction. And, their storage facility units are exceptional. If necessary, they are the only company I would use!
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Company stats
Read full reviewIndustry experience 5.0
Companies with more years in business often outperform newer competitors. TWO MEN AND A TRUCK has been in business for 37 years, demonstrating strong staying power in a competitive industry with services like intrastate moving and interstate moving.
Review quality 4.1
Customer reviews are the clearest window into a mover’s reputation. TWO MEN AND A TRUCK has about 85% positive reviews across roughly 247 total reviews, with an average Yelp rating of 2.6.
Quote accuracy 3.9
Quote reliability often comes down to clarity and consistency. Customers can request quotes from TWO MEN AND A TRUCK.
Customer service 5.0
From responsiveness to follow-through, customer service is a big differentiator. TWO MEN AND A TRUCK emphasizes clear communication, careful handling.
Recent reviews
"The movers arrived on time and did a fantastic job! Everything was wrapped, handled with care, and nothing was damaged. Very friendly, professional, and quick. I highly recommend Two Men and a Truck!"
"Excellent experience from booking to move-in. Very communicative office, movers worked hard, were efficient, careful with all items, and delivered under budget. Will use again!"
What specialty moving services are available for long-distance Alabama relocations?
Alabama long-distance movers offer piano transport, antique moving, art packing and transport, climate-controlled storage, and fragile-only packing. Availability varies by company and market. Use the tabs below to see which movers in Alabama provide each specialty and get our top recommendation for each category.
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Piano
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Antiques
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Art
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Climate Storage
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Fragile-Only
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Which Alabama long-distance movers offer piano transport?
All My Sons Moving & Storage (4.52/5) is moveBuddha's top pick for piano moves among Alabama long-distance movers. Moving a piano long-distance typically adds $2.50 to $10 per mile, and most homeowners spend between $258 and $573 for the service. 34 movers in Alabama list piano moving as a service. Confirm what is included, like padding, secure loading, and valuation coverage.
What are the cheapest alternatives to full-service movers in Alabama?
Full-service movers aren't the only option for a move from the Heart of Dixie. These alternatives can lower costs and provide a more hands-on long-distance moving experience.
- Moving container companies: With this option, a mover drops off a portable container, gives you time to load it yourself, and then transports it to your destination. Long-distance container pricing from Alabama starts around $2,055. Our top choice is PODS.
- Rental trucks: Rental truck companies provide the truck and put you in charge of loading, driving, and unloading. Long-distance rental truck pricing from Alabama ranges from $20 to $99 per day. Our top choice is Budget Truck Rental.
- Labor-only movers: This service model provides professional loading and unloading help without supplying the truck or transportation. Labor-only pricing in Alabama ranges from $61 to $81 per hour. Our top choice is Secure Moving, Inc.
How to hire a long-distance mover in Alabama
A successful move to or from Alabama depends on comparing the right details. With 42 movers licensed for interstate service, it's vital to focus on pricing, timing, protection, and delivery. That's even more important for long-distance moves, where the cheapest quote can be the weakest option once everything is accounted for.
Start by getting organized. Our moving checklist helps you line up dates, inventory, and priorities before you request estimates.
- Estimate your interstate move cost. Use the moveBuddha moving cost calculator to get a personalized long-distance estimate for your Alabama move. Most interstate moves from Alabama cost $1,146 for a 2-bedroom up to $4,301 for a 5+ bedroom home.
- Compare national vs in-state carriers. Compare national carriers (Safeway Moving, American Van Lines, Mayzlin Relocation) against Alabama-based interstate movers for routes under 500 miles. National movers suit longer routes and larger households; in-state carriers offer closer local contact on shorter corridors.
- Verify USDOT registration and valuation coverage. Verify every carrier's USDOT number at safer.fmcsa.dot.gov before signing. Confirm the mover offers full-value protection in addition to the free released-value coverage ($0.60/lb), which is rarely sufficient for a full household.
- Get 3+ written binding estimates. Request written binding or not-to-exceed estimates from at least 3 licensed interstate movers. Each quote should cover the same inventory, route, and services so you can compare real value, not just headline price.
- Review the quote checklist. Review every line item before booking: access fees, packing, storage-in-transit, shuttle service, stair carries, and long carries. Ask what conditions can change the final price and whether the mover is a carrier or a broker.
- Book early and prepare for the delivery window. Book as early as your dates allow — especially for summer moves. Confirm the full delivery window (not just the earliest date) and ask how the mover handles weather delays and rescheduling before move day.
How to compare long-distance moving quotes
Use the checklist below to break down moving quotes fairly and identify any hidden charges before you move forward.
- Ask what could affect the final bill: You should understand in advance what conditions or changes can increase the price.
- Ask what the quote includes: Every company should clearly explain which charges and services are already accounted for.
- Compare at least 3 written estimates: Each mover should be quoting the same shipment and the same services for the comparison to be useful.
- Review extra-cost items: Confirm whether bulky furniture, long carries, specialty items, stairs, and storage are included.
- Use cheap-looking quotes as a checkpoint: They often prove to be either genuine value or incomplete pricing once the details are reviewed.
Verify licensing, valuation, and coverage
A legitimate interstate mover should be easy to verify. Before you book, use the checklist below to confirm you're dealing with a properly authorized company.
- Start with Alabama's licensing authority. Check that the company is properly registered, confirm the business name matches the quote and paperwork, and make sure the mover is actually authorized to operate where your move begins.
- The Alabama Trucking Association can be a useful secondary checkpoint when you are screening movers in Alabama. Use it to research whether a company appears active in the local industry, but don't treat trade-group involvement as a substitute for licensing or operating authority.
- Before you sign, review what level of valuation protection is included and ask what additional moving insurance or upgraded coverage options are available for higher-value items. For interstate moves, it's also smart to review the Federal Motor Carrier Safety Administration's (FMCSA's) Protect Your Move resources so you understand your rights and the records you should verify before booking.
PCS moves from Alabama: what military families should know
2 long-distance movers in Alabama hold DOD certification, meaning they are approved to handle Permanent Change of Station (PCS) moves for military families. If you are relocating on military orders, a DOD-certified mover is required for government-funded moves and is strongly recommended for privately funded PCS moves to ensure proper liability coverage and scheduling priority. Use your pre-booking checklist to confirm the mover's DOD certification status and ask about peak-season booking lead times, which can be tight at major installations. See our full guide to the best military movers for a deeper breakdown of PCS-specific options and what to look for in a DOD-certified carrier.
Best time to move from Alabama
When you move matters almost as much as who you hire. Timing affects both price and availability — peak demand in Alabama runs from late May through early September, when rates are highest and booking windows are tightest. Moving outside that window can save 10%–20% on your quote and give you more scheduling flexibility.
| Time of year | Cost level | Availability | Weather risk | Recommendation |
|---|---|---|---|---|
| January–February | Low | High | Low | Best value; confirm mover's winter delay policy |
| March–April | Low–moderate | Good | Low–moderate | Strong shoulder season; good balance of price and conditions |
| May–August | High | Limited | High (heat) | Peak season; book 6–8 weeks ahead minimum |
| September–October | Moderate | Good | Low | Excellent timing; cooler temps and more mover availability |
| November–December | Low | High | Low | Low prices; avoid holiday weeks for best scheduling |
Regardless of when you move, book as early as your dates allow. The most in-demand movers fill their peak-season calendars 4–8 weeks out, and mid-month weekday moves tend to offer better pricing and crew availability than weekend moves at the end of the month.
How much does a long-distance move from Alabama cost?
For most households, long-distance moving costs from Alabama run between $1,146 and $4,301. Use that as a benchmark while you compare movers — your final cost depends on home size, mileage, and service level.
Estimated cost by mover
Here's how our top recommended long-distance movers compare on estimated cost and deposit requirements for a typical Alabama move.
| Company | Estimated cost* | Requires deposit |
|---|---|---|
| Safeway Moving | $5,290 | Varies (10%—40%) |
| American Van Lines | $5,400 | Up to 50% |
| Mayzlin Relocation | $4,700–$6,000 | Varies (25%—50%) |
*Estimated costs are based on a 3-bedroom move of about 1,500 miles. Final pricing depends on inventory, distance, timing, and service level.
What drives long-distance moving costs from Alabama
Shipment size and mileage are the 2 biggest cost drivers — but packing services ($0.15–$0.21/lb), storage-in-transit ($0.50/cu ft), access fees ($75–$500+), and shuttle service can all add significantly to your final bill. DIY options like moving containers or rental trucks typically cost 30% less than full-service movers. For a full cost breakdown by home size, route, and service type, see our Alabama moving cost guide. Understanding binding vs. non-binding estimates before you book will also help you avoid surprises on delivery day.
Key takeaways
| Topic | Key Finding |
|---|---|
| Best long-distance movers in Alabama | Based on our methodology, Safeway Moving (best overall value), American Van Lines (most experienced), and Mayzlin Relocation (best customer service) rank as the top long-distance movers in Alabama. |
| Average move cost | Long-distance moves from Alabama cost between $1,146 and $4,301, based on moveBuddha's Alabama pricing data. The range is broad because shipment size and total mileage are the biggest long-distance moving cost variables. |
| How to save on your move | The moveBuddha moving cost calculator helps you compare pricing efficiently and find a mover that fits your budget. Our data shows you could pay 30% less on average than a customer who books the first mover they call. |
Popular long-distance routes from Alabama
moveBuddha tracks pricing and mover performance across thousands of routes. The most common long-distance moves from Alabama run to California, Texas, Florida, New York, and the Carolinas. Use the links below to find route-specific cost data and recommended movers for your destination.
| Route | Route details |
|---|---|
| Alabama to California | Cross-country route; strong demand year-round |
| Alabama to Texas | Major migration corridor; competitive pricing |
| Alabama to Florida | High-volume retirement and lifestyle move |
| Alabama to New York | Northeast corridor; dense urban delivery complexity |
| Alabama to North Carolina | Growing Southeast destination; strong inbound demand |
| Alabama to Georgia | Southeast hub; major corporate relocation market |
| Alabama to Arizona | Sun Belt destination; seasonal pricing variation |
| Alabama to Washington | Pacific Northwest corridor; tech-sector demand |
| Alabama to Colorado | Mountain West route; strong year-round volume |
| Alabama to Illinois | Midwest hub; major urban access considerations |
FAQs about long-distance movers in Alabama
Who are the best long-distance movers in Alabama?
Based on moveBuddha's review of 42 movers licensed for interstate service in Alabama, Safeway Moving is our top national pick for overall value. Coleman Worldwide Moving is the leading in-state option among the Alabama-based long-distance movers featured on this page.
National movers are a stronger fit for longer interstate routes, larger homes, and moves that include packing, storage, or specialty-item handling. Local companies based in Alabama can be a better fit for shorter long-distance moves and customers who want closer local contact.
How much does a long-distance move from Alabama cost?
Most long-distance moves from Alabama cost between $1,146 and $4,301. That range is broad because price changes with shipment size, mileage, access, timing, and service level.
Costs climb fastest when a move includes packing, storage, shuttle service, stair carries, long carries, or bulky items. The best way to judge real value is to compare written estimates for the same inventory, route, and services.
Is it better to hire a national mover or a Alabama-based mover for an interstate move?
For interstate moves over 500 miles, national movers are often the better choice because their route networks, dispatch systems, and support teams are built to coordinate long-distance moves. They also make more sense for larger households and moves with added services.
Alabama-based movers can be the better choice for shorter interstate routes, smaller homes, and shoppers who prefer a company rooted in the state. In Alabama, 91% of movers advertise interstate service, so hiring a local long-distance mover is an option, but it still needs to be verified company by company.
When should I book long-distance movers in Alabama for the best availability and pricing?
Book as soon as your dates are finalized. The best combination of availability and smoother scheduling often comes from flexible weekday moves and shoulder-season timing.
In Alabama, peak summer weeks can be harder on crews, schedules, and heat-sensitive belongings. If you have flexibility, target early spring or late fall and ask how the mover handles weather-related delays and delivery windows.
Can I save money on a long-distance move from Alabama with labor-only movers, a moving container, or a rental truck?
Yes. DIY options such as moving containers or rental trucks cut moving costs by about 30% on average compared with full-service moving. That tradeoff works best when you can handle more of the packing, loading, coordination, or driving yourself.
Labor-only movers can also lower costs when you already have transportation in place. In Alabama, 46% of movers advertise labor-only service, compared with 55% nationwide. For a true interstate move, though, transportation still has to be handled by the right long-distance provider.
How long does a long-distance move from Alabama take?
Most long-distance moves take 2 to 14 days from pickup to delivery. Shorter routes under 500 miles can sometimes deliver in 2 to 5 days. Cross-country moves of 2,000+ miles typically take 7 to 14 days, depending on carrier schedules, shipment consolidation, and any required storage stops.
National carriers operate on delivery windows rather than guaranteed dates, so ask for the full spread — not just the earliest possible date — before you book. If your timeline is tight, ask whether expedited delivery is available and what it costs.
Do I need moving insurance for a long-distance move from Alabama?
All interstate movers are required by federal law to offer 2 valuation options: released value protection (free but limited to $0.60 per pound per item) and full-value protection (covers repair or replacement at current market value, but costs extra). Neither is technically "insurance," though third-party moving insurance policies are also available.
Released value is rarely sufficient for a full household. If you have items worth more than a few hundred dollars, ask your mover about full-value protection pricing and review the coverage terms carefully. Review the FMCSA's Protect Your Move guide for a full breakdown of your rights.
What questions should I ask a long-distance mover before booking?
Before signing with any mover, ask: Is this a binding or non-binding estimate? What can change the final price? Is the mover a carrier or a broker? What is the delivery window — not just the earliest date? What valuation options are included and what do upgrades cost? What is the deposit policy and cancellation terms?
For a complete list, see our guide to questions to ask your movers before booking.
How do I avoid moving scams when hiring a long-distance mover in Alabama?
Verify the mover's USDOT number at the FMCSA's website before signing anything. Rogue movers often quote low to win the job, then demand more money on delivery day — a practice called hostage freight. Red flags include vague paperwork, large upfront deposits, no physical address, and pressure to sign quickly.
Always get a written estimate, confirm the mover's operating authority independently, and read our full guide to common moving scams before you hire.
What is the best time of year to move from Alabama?
September through April generally offers the best combination of lower prices and better mover availability. Summer (May–August) is peak moving season — demand is highest, calendars fill up fastest, and rates are at their peak across most carriers.
In Alabama, summer heat adds an extra consideration: extreme temperatures can be tough on crews and on heat-sensitive belongings. If you can move in early spring or late fall, you'll get better rates and less weather risk.
What items can't be moved by long-distance movers from Alabama?
Interstate movers are prohibited from transporting hazardous materials including propane tanks, flammable liquids, ammunition, and certain chemicals. Most movers will also decline perishable food, plants, and pets. Policies on cleaning supplies, aerosol cans, and pool chemicals vary by carrier — confirm what is on your mover's restricted list before moving day.
Plan to personally transport valuables like jewelry, important documents, and irreplaceable items, as these are typically excluded from standard liability coverage.
How we chose the best long-distance moving companies in Alabama
moveBuddha's expert team analyzed 42 interstate movers in Alabama and ranked the top companies using a methodology focused on services, customer feedback, online reputation, support, pricing practices, and state availability. Our national picks are Safeway Moving, American Van Lines, and Mayzlin Relocation.
- Quotes/Payment options (30%): We give the most weight to estimate quality, deposit and cancellation disclosures, payment methods, discounts, and pricing protections like binding or not-to-exceed estimates.
- HQ online reputation (21%): We assess a mover's reputation across sources like Google, Trustpilot, the BBB, and other review platforms to identify consistent strengths and complaints.
- Services (20%): We evaluate the range and quality of services offered, including packing, loading, storage, custom crating, car shipping, and specialty-item handling.
- Customer support (15%): We look for clear support channels, published hours, dedicated coordinators, delivery-time communication, and proactive customer updates.
- Review percentages feedback (10%): We use verified customer feedback to measure communication, pricing transparency, punctuality, overall satisfaction, and service quality.
- State availability (4%): We verify how broadly a company operates and whether it actually serves the states it claims to cover.
Here is our full moving company rating methodology.